“So to-morrow, Alice,” said Dr. Madden, as he walked with his eldest daughter on the coast-downs by Clevedon, “I shall take steps for insuring my life for a thousand pounds.” It was the outcome of a long and intimate conversation. Alice Madden, aged nineteen, a plain, shy, gentle-mannered girl, short of stature, and in movement something less than graceful, wore a pleased look as she glanced at her father’s face and then turned her eyes across the blue channel to the Welsh hills. She was flattered by the confidence reposed in her, for Dr. Madden, reticent by nature, had never been known to speak in the domestic circle about his pecuniary affairs. He seemed to be the kind of man who would in…
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