Note: Project Gutenberg also has an HTML version of this file which includes the original illustrations. See 42241-h.htm or 42241-h.zip: (https://www.gutenberg.org/cache/epub/42241/pg42241-images.html) or (https://www.gutenberg.org/files/42241/42241-h.zip) American Institute of Banking Section American Bankers Association 110 East 42 Street New York City…
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