[Transcriber's Note: Italics are indicated by underscores. The pound sign is indicated by L. No attempt has been made to transcribe Greek text or sheet music. Accent marks in foreign words are ignored. Two chapters named Chapter XLI.] “HARD CASH,” like “The Cloister and the Hearth,” is a matter-of-fact Romance--that is, a fiction built on truths; and these truths have been gathered by long, severe, systematic labour, from a multitude of volumes, pamphlets, journals, reports, blue-books, manuscript narratives, letters, and living people, whom I have sought out, examined, and cross-examined, to get at the truth on each main topic I have striven to handle.…
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